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A calm, modern scene showing a person organizing finances at a kitchen table: smartphone with budgeting app, small notepad labeled 'Emergency Fund', a cup of coffee, soft natural light, inclusive diverse hands, clean flat-lay style

Practical Financial Assistance: Safer Short-Term Cash Options

A friendly community resource center scene: a person sitting at a table with application forms, calculator, and a laptop displaying benefit information; warm, hopeful tones.

How Government Programs Can Reduce Reliance on Payday Loans Safely

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